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Our Clients say…

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I went to various financial institutions for additional cash flow for my business. They required financial forecasts as well as additional information. Total Merchant Access was a great alternative. They required much less documentation and provided a much quicker turnaround time for me to receive my funds.

Judy
Furniture Company-Thamesville Ontario


I needed immediate cash flow and realized that it would have taken about 45 days to get funds at my bank for my business. Total Merchant Access provided me with a fast and easy alternative. Thank you TMA.

Ian
Golf Resort-Harcourt Ontario


I couldn't have imagined it being such an easy and straight forward process getting additional working capital for my restaurant, but TMA provided my business with additional monies without the headaches associated with borrowing from big financial institutions.

Luciano
Restaurant-Woodbridge Ontario


Dear TMA, thanks for getting me onto Merchant funding, I found it to be quick, and the whole process was simple, I was able to expand my business in a timely fashion thanks again.

Vasco
Restaurant-Tillsonburg Ontario


A couple of months ago, our business was experiencing some growing pains and a slowdown in sales due to the slowing economy. We were contacted by Total Merchant Services who offered to see if they could help us out of our short term cash crunch. We supplied them with the information they required and they did the rest. There weren't a lot of forms or searching through past sales numbers, they did it all. After examining the numbers they came back to us quickly with an offer. We don't usually like to borrow if we can avoid it but Total Merchant Services made it easy and has helped us through our slow time to enjoy better days ahead.

Greg
Hot Tubs & Spas-St Catharines/Niagara Falls Ontario


Their timing could not have been better, I was called by a representative from Total Merchant Access to introduce and inform me of their services. Oddly enough I was in need of replacing some equipment at my restaurant, and we all know how cash flow fluctuates pending on business on a weekly basis. They had asked me for a little information and then was able to loan me the money, so I could purchase the equipment I needed.
It was a nice option rather than going to the bank, and surprising how fast the money was in my account.
For those that like to have options for accessing some additional cash flow, I recommend Total Merchant Access for an easy alternative to the banks.

Ron
Restaurant- Guelph Ontario




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Total Merchant Access is the premier Canadian funding source for small businesses needing a no lockbox solution to grow or promote their business goals. TMA joined Advance It Financial Corporation to give small business owners just like you the funding they need for start up, remodeling, equipment, bills or for any other purpose.

If you need merchant funding…then TMA can help!

TMA works with approved financial icons
like Global Payments®, Moneris®, Cardex Corp. P.O.S West, ID Tel, Collective P.O.S., and Pivotal Payments to provide the best resources for financing a business cash advance to support the demands of your business structure by giving you a merchant cash advance based on your credit and debit card sales.

A TMA merchant cash advance is not a bank loan.
Unlike the bank, TMA does not require A & B credit scores, a business plan, or any tax documentation.  Whether you need $2,500 or $150,000, TMA merchant funding advances you money based on your company’s debit and credit card transactions. By deducting a small percentage of your total monthly credit and debit card sales, you can painlessly and seamlessly pay back your cash advance without a high annual loan rate or a fixed loan payment every month!

Furthermore, TMA is a no lockbox solution to all of your financial needs.  When using other funding companies, small businesses are unaware of the hidden dangers of lockbox accounts. Often leading to costly delays in the release of funds, lockbox accounts are set up to protect the lender and make sure they get their money by setting up a 3rd party trust account. When a merchant batches out at the end of the business day, those funds are diverted to the trust account allowing the lender to remove his share before the merchant gains access to the money, usually causing a delay of between 5 to 7 days.

TMA discretely withholds a small percentage of your credit and debit card sales after each batch out without delaying your access to your money using a lockbox account!  By using the financial power of our partners to benefit your Canadian small business goals, TMA really is the cash advance resource you can trust to help you grow and maintain your business.

Aren’t you ready to stop losing sleep wonder how to fund your small business dreams?  Let's make those dreams a reality.

Total Merchant Access is ready to approve your small business advance!  Call 1-888-986-8259 today to speak with an experienced Financial Solutions Manager or apply online now for a NO OBLIGATION business cash advance.

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