Total Merchant Access is the premier Canadian funding source for small businesses needing a no lockbox solution to grow or promote their business goals. TMA joined Advance It™ Financial Corporation to give small business owners just like you the funding they need for start up, remodeling, equipment, bills or for any other purpose.
If you need merchant funding…then TMA can help!
TMA works with approved financial icons like Global Payments®, Moneris®, Cardex Corp. P.O.S West, ID Tel, Collective P.O.S., and Pivotal Payments to provide the best resources for financing a business cash advance to support the demands of your business structure by giving you a merchant cash advance based on your credit and debit card sales.
A TMA merchant cash advance
is not a bank loan. Unlike
the bank, TMA does not require A & B credit scores, a
business plan, or any tax documentation. Whether you
need $2,500 or $150,000, TMA merchant funding
advances you money based on your company’s debit and
credit card transactions. By deducting a small percentage
of your total monthly credit and debit card sales, you
can painlessly and seamlessly pay back your cash advance
without a high annual loan rate or a fixed loan payment
every month!
Furthermore, TMA is a no lockbox
solution to all of your financial needs. When using
other funding companies, small businesses
are unaware of the hidden dangers of lockbox accounts.
Often leading to costly delays in the release of funds, lockbox
accounts are set up to protect the lender and make
sure they get their money by setting up a 3rd party trust
account. When a merchant batches out at the
end of the business day, those funds are diverted to the trust
account allowing the lender to remove his share before the
merchant gains access to the money, usually causing a delay
of between 5 to 7 days.
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