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Advantage
Have you been turned
down by the bank for a small business loan
because you do not have any collateral or have not been in
business long enough?
Do you need merchant funding to grow your
small business or to provide some much needed
extra cash flow?
Are you confused about the process of a business cash
advance or a merchant cash advance?
No matter where your small business is in
the scale of development, if you have been in business for
more than 6 months, then the TMA advantage can provide you
with the receivables funding to make your
business work for you!
Compare these important facts about Merchant Funding
using the Total Merchant Access Advantage:
- If you receive a small business
loan from the bank, you are locked into a set payment
amount every month.
The TMA Advantage: Because repayment of your merchant
cash advance is based on the total debit and credit
card sales, you pay a small percentage each time you batch
out.
- If you are thinking of using or are currently
involved with a US based merchant funding company,
then you are required to open another bank account (trust
account) with a third party organization to divide your
funds. This is called a lock box system.
In many cases, routing your sales through a lock
box company causes a 5-7 day delay in release of
your sales funds.
The TMA Advantage: TMA is Canadian and has direct
relationships with Canadian processors-TMA merchant
cash advances are repaid through your credit card
and/or debit receivables. If you are with
an approved processor such as Global Payments or
Moneris Solutions, then you are not required to change the
way your business operates or open another bank account.
TMA directly provides small business funding
for your business needs and, in return, takes a small percentage
from the same account.
- To approach a bank or lending institution
about receiving a small business loan,
you have to present a complicated package of business plans,
tax returns, financial statements and most of all collateral.
The TMA Advantage: With a 92% approval
rating, the steps to receiving a Canadian business
cash advance through TMA are simple! If you
have been in business for at least six months and can show
at least three months of processing statements, then you
are on your way to receiving the business cash advance
that you deserve.
- To borrow money from
a bank or a third party lender, you have to pay expensive
application and closing costs.
The TMA Advantage: TMA promises that there
are no hidden fees, application costs, or collateral needed
to get a merchant cash advance ranging
from $2500 to $150,000 in as little as 7-10 days!
The TMA Advantage amounts to more than
just providing merchant funding to allow you to grow your business.
Whereas most banks and third party lenders have an interest
in your collateral, TMA has an interest in giving you the merchant
funding you need for your success.
Total Merchant Access is standing by to provide you with the
perfect small business funding
solution! Call 1-888-986-8259 today to speak with an experienced
Financial Solutions Manager or apply online now for a NO OBLIGATION
Canadian merchant cash advance. |
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Services |
Total
Merchant Access is the premier Canadian financial solution
for small businesses needing a no
lockbox funding solution to grow or promote their
business goals. TMA partners with Advance It ®
Financial Corporation to give small business
owners just like you the funding they need for start up, remodeling,
equipment, bills or for any other purpose.
If you need merchant funding…then TMA can help!
TMA works with approved financial icons like Global Payments®,
Moneris®, Cardex Corp. P.O.S West, ID Tel, Collective
P.O.S., and Pivotal Payments to provide the best resources
for financing a business cash advance to
support the demands of your business structure by giving you
a merchant cash advance based on your credit
and debit card sales.
A TMA merchant cash advance is not a
bank loan. Unlike the bank, TMA
does not require A & B credit scores, a business plan,
or any tax documentation. Whether you need $2,500 or
$150,000, TMA merchant funding advances you
money based on your company’s debit and
credit card transactions. By deducting a small percentage
of your total monthly credit and debit card sales, you can
painlessly and seamlessly pay back your cash advance
without a high annual loan rate or a fixed loan payment
every month!
Furthermore, TMA is a no lockbox
solution to all of your financial needs. When using
other funding companies, small businesses
are unaware of the hidden dangers of lockbox accounts.
Often leading to costly delays in the release of funds, lockbox
accounts are set up to protect the lender and make
sure they get their money by setting up a 3rd party trust
account. When a merchant batches out at the
end of the business day, those funds are diverted to the trust
account allowing the lender to remove his share before the
merchant gains access to the money, usually causing a delay
of between 5 to 7 days.
TMA discretely withholds a small percentage of your credit
and debit card sales after each batch out without delaying
your access to your money using a lockbox account!
By using the financial power of our partners to benefit your
Canadian small business
goals, TMA really is the cash advance
resource you can trust to help you grow and maintain your
business.
Aren’t you ready to stop losing sleep wonder how to
fund your small business dreams? Let's make those dreams
a reality.
Total Merchant Access is ready to approve your small
business advance! Call 1-888-986-8259
today to speak with an experienced Financial Solutions Manager
or apply online now for a NO OBLIGATION business cash
advance.
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Our Clients say… |
Oregano
Ristorante :.
I needed to upgrade a lot of my kitchen equipment and needed
to do it fast. I could have gone to the bank but after learning
more about the Unsecured Business Cash Advance program, I
learned that it was not only quicker but easier and no hidden
cost or interest rates. My kitchen is back up and running
and my customers couldn't be happier. Thanks Total Merchant
Access
Maximilian
www.oreganoristorante.ca
Muskoka Mattress :.
Dear Sirs, This is a short note to tell you how pleased I
was with your company service. Your timeline was impecable
and your ease with which you made everything happen for us
was appreciated. We needed funds for upgrades and improvements
in our retail location and your ability to walk us through
the process was handled with expertise.
Many thanks
Stuart
www.muskokamattress.com
Econolodge :.
When business was slow for me I called Total Merchant Access,
they were very helpful and advanced me $20,000.
Bobby
www.econolodgemiramichi.com
Miramichi, NB
Funded $20,000
Thoroughly Painted Quarters :.
I gave Total Merchant Access a try not knowing what to expect,
but to my surprise they were very fast and efficient in getting
me the money that I needed for my business.
Judy
www.mennonitewood.ca
Thamesville, On
Funded $8,000 |
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