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Toronto Ontario M4R 1A1
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Welcome to Total Merchant Access

While it is a fact that over 50% of small businesses fail in the first year and 95% of small businesses fail within the first 5 years, the reasons for failure often has nothing to do with effort or ability. To the contrary, the top reasons that businesses fail include insufficient capital and investment of personal finances to fund business operating costs.

Total Merchant Access has a 92% approval rating for business cash advances ranging from $2500 to $150,000. 

If you have been in business for at least 6 months, then your business is pre-qualified for immediate working capital in the form of a merchant cash advance without:
Business Plans
Financial Statements
Tax Returns

Just think...if you call today, within 24 hours, you could receive an approval for the money to make your small business a success! All without hidden closing costs, application fees, or personal collateral.

Don't waste another minute worrying about the money to run your small business. Let Total Merchant Access be your partner in success. All calls and applications are confidential. Even when the bank says no, Total Merchant Access says yes with complete business financing solutions! Call 1-888-986-8259 today to speak with an experienced Financial Solutions Specialist or apply online now for a NO OBLIGATION Canadian merchant cash advance. 
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services
 
Services

Total Merchant Access is the premier Canadian funding source for small businesses needing a no lockbox solution to grow or promote their business goals. TMA joined Advance It™ Financial Corporation to give small business owners just like you the funding they need for start up, remodeling, equipment, bills or for any other purpose.

If you need merchant funding…then TMA can help!

TMA works with approved financial icons like Global Payments®, Moneris®, Cardex Corp. P.O.S West, ID Tel, Collective P.O.S., and Pivotal Payments to provide the best resources for financing a business cash advance to support the demands of your business structure by giving you a merchant cash advance based on your credit and debit card sales.

A TMA merchant cash advance is not a bank loan. Unlike the bank, TMA does not require A & B credit scores, a business plan, or any tax documentation. 
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Our Clients say…

I needed to upgrade a lot of my kitchen equipment and needed to do it fast. I could have gone to the bank but after learning more about the Unsecured Business Cash Advance program, I learned that it was not only quicker but easier and no hidden cost or interest rates. My kitchen is back up and running and my customers couldn't be happier. Thanks Total Merchant Access

Maximilian
Restaurant-Woodbridge Ontario


Dear Sirs, This is a short note to tell you how pleased I was with your company service. Your timeline was impecable and your ease with which you made everything happen for us was appreciated. We needed funds for upgrades and improvements in our retail location and your ability to walk us through the process was handled with expertise.

Stuart
Matrress Company-Muskoka Ontario


When business was slow for me I called Total Merchant Access, they were very helpful and advanced me $20,000.

Bobby
Hotel/Lodge-Miramichi New Brunswick

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